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Tag Search: “banking”

How well does DBT work on the ground?

PM Modi has emphasised fast-tracking roll-out of the Adhaar-based Direct Benefits Transfer programme. In this note, Sweta Trayambak – who has worked with the district administration of Ramgarh in Jha...

  • Notes from the Field

A unique, informal banking system of rickshaw drivers in cities

Seasonal, rural migrants that drive rickshaws in cities have little or no access to formal financial institutions. Based on a survey of over 100 rickshaw drivers in Delhi, this article highlights a un...

  • Notes from the Field

Migrating out of poverty: The role of finance

Financial liberalisation has been controversial as it is not clear whom the expanded credit allocation actually benefits. Using variation across time and states in India, this column finds strong evid...

  • Articles

Does caste influence access to agricultural loans in rural India?

Increasing access to agricultural credit in rural India is a major policy priority. This column examines whether farmers’ access to formal agricultural loans depends on their caste. It is found that w...

  • Articles

Foreign investors under stress: Evidence at the firm level

Emerging market policymakers have been concerned about the financial stability implications of financial globalisation. These concerns are focussed particularly on behaviour under stressed conditions.

  • IGC Research on India

Helping the poor to save

Do poor people save? This column portrays the saving and financial behaviours and preferences of the poor. It recommends designing and marketing savings products that address the constraints they curr...

  • Articles

How Important are credit constraints for small firm growth?

This project focusses on the role of financial constraints in determining the lack of transition of firms from the very small family firms (OAMEs) which are the predominant type of firms in the inform...

  • IGC Research on India

Role of Derivatives in India's Financial Development

The annals of financial history are littered with stories of corporations and financial institutions which collapsed when a deterioration in market conditions led to massive losses in the derivatives ...

  • IGC Research on India

Household Finance in India

How does mortgage regulation influence the structure and performance of housing finance? This project answers the question by analysing administrative data on over 1.2 million loans originated by an I...

  • IGC Research on India

Trade and the financial crisis: a focus on developing countries

Motivated by the 2008-2009 financial crisis and the trade collapse, this project analyses the effect of past banking crises (1976-2002) on trade with a focus on African exporters.

  • IGC Research on India

Selling Formal Insurance to the Informally Insured

Agricultural activity is inherently risky, and smoothing consumption across years or seasons is a significant challenge for agrarian households in developing countries.

  • IGC Research on India

Does Foreign Institutional Investment in India Increase Financial Vulnerability? An Empirical Investigation Using an Event Study Approach

Emerging market policymakers are concerned about the effects of foreign portfolio flows on financial stability. Do tail events in the home country trigger off extreme responses by foreign investors an...

  • IGC Research on India