Tag Search: “banking”
The past and future of Indian finance
In the fourth article in the Ideas@IPF2023 series, Ruchir Agarwal describes the impact of two economic shocks – the financial crisis of 2018-20 and the Covid-19 pandemic – on the Indian financial syst...
-
Ruchir Agarwal
14 July, 2023
- Perspectives
UPI: A game changer towards achieving a cashless economy
Since the launch of the Unified Payment Interface (UPI), the volume of digital transactions in India has increased exponentially over the last few years. Shamim Ara highlights the trends in the expans...
-
Shamim Ara
22 May, 2023
- Perspectives
The post-pandemic credit landscape in India
The economic shock caused by the Covid-19 pandemic and longstanding structural issues like the NPA crisis with its associated risk aversion in the banking sector resulted in low bank credit growth in...
-
Rajeswari Sengupta
Harsh Vardhan
08 May, 2023
- Articles
Priorities for the G20 Finance Track
Considering the macroeconomic challenges faced by emerging markets, Eichengreen and Gupta outline a few key aspects of the financial agenda that G20 members could address. They discuss seven areas of ...
-
Barry Eichengreen
Poonam Gupta
03 May, 2023
- Perspectives
Bank failures: what’s the Fed’s role?
Silicon Valley Bank is the largest bank failure in the US since the 2008 financial crisis. Viral Acharya and Raghuram Rajan reflect on this and attribute the bank’s collapse to more than bankers’ mism...
-
Viral Acharya
Raghuram Rajan
31 March, 2023
- Perspectives
I4I@10 | Emerging from Covid-19: Challenges and solutions
As India emerges from the Covid-19 pandemic, economists will have to rethink how they understand the Indian economy in context of global volatilities. In this panel, moderated by Amartya Lahiri, Viral...
-
Viral Acharya
Yamini Aiyar
Amartya Lahiri
Pronab Sen
I4I Team
10 February, 2023
- Videos
Banks, finance and the 2022 Economics Nobel Prize
This year the Nobel Prize in Economics was awarded to Ben Bernanke, Douglas Diamond and Philip Dybvig for their work on the role of banks in the economy, particularly during financial crises. In this ...
-
Amartya Lahiri
26 October, 2022
- Perspectives
The low productivity trap of collateralised lending for MSMEs
The share of bank credit extended to MSMEs increased dramatically during the pan-demic. In this post, Harsh Vardhan discusses the the government guarantee of bank loans as a possible driver of this gr...
-
Harsh Vardhan
07 October, 2022
- Perspectives
How NBFCs are reinventing MSME finance
Even though micro and small enterprises make up over 99% of MSMEs in India, they receive a relatively small proportion of bank credit. Chandra and Muthusamy look at how lending to MSMEs has evolved ov...
-
Rohit Chandra
Nishanth Muthusamy
15 September, 2022
- Perspectives
Accumulation of household debt in India: Repercussions for economic recovery
The Covid-19 crisis and the subsequent recession has brought about a shift in financial savings; households have cut back on consumption and reduced their demand for credit, and banks tightened lendin...
-
Isha Gupta
18 July, 2022
- Perspectives
Not exactly bad news: Fed tightening cycle’s implications for emerging markets
The conventional perception, that US Federal Reserve rate hikes necessarily imply capital outflows from emerging markets, is an incomplete assessment. This article disaggregates Fed hikes’ effects on ...
-
Gabriele Ciminelli
John Rogers
Wenbin Wu
15 June, 2022
- Articles
Addressing the economic trade-offs of interlinkages in contemporary agrarian markets
Agrarian markets often see interlinked market transactions – the arhatiya deals with the farmer in both the crop market as a commission agent, and in the credit market as a moneylender. In this post, ...
-
Ritika Bansal
Anshuman Kamila
Sandeep Kumar
06 June, 2022
- Perspectives