Tag Search: “banking”
Challenges and priorities for financial sector reform in India
I4I Editor Nirvikar Singh (Professor, University of California, Santa Cruz) interviews K.P. Krishnan (Former Additional Secretary, Department of Economic Affairs, Ministry of Finance) on the central ...
- K.P. Krishnan Nirvikar Singh
- 17 November, 2014
- Perspectives
How well does DBT work on the ground?
PM Modi has emphasised fast-tracking roll-out of the Adhaar-based Direct Benefits Transfer programme. In this note, Sweta Trayambak – who has worked with the district administration of Ramgarh in Jha...
- Sweta Trayambak
- 04 August, 2014
- Notes from the Field
A unique, informal banking system of rickshaw drivers in cities
Seasonal, rural migrants that drive rickshaws in cities have little or no access to formal financial institutions. Based on a survey of over 100 rickshaw drivers in Delhi, this article highlights a un...
- Garima Agarwal Shashank Bhatt Skand Goel Arushi Kaushik
- 04 June, 2014
- Notes from the Field
Migrating out of poverty: The role of finance
Financial liberalisation has been controversial as it is not clear whom the expanded credit allocation actually benefits. Using variation across time and states in India, this column finds strong evid...
- Meghana Ayyagiri Thorsten Beck Mohammad Hoseini
- 13 September, 2013
- Articles
Does caste influence access to agricultural loans in rural India?
Increasing access to agricultural credit in rural India is a major policy priority. This column examines whether farmers’ access to formal agricultural loans depends on their caste. It is found that w...
- Sunil Mitra Kumar
- 03 June, 2013
- Articles
Foreign investors under stress: Evidence at the firm level
Emerging market policymakers have been concerned about the financial stability implications of financial globalisation. These concerns are focussed particularly on behaviour under stressed conditions.
- Ila Patnaik Ajay Shah Nirvikar Singh
- 01 March, 2013
- IGC Research on India
Helping the poor to save
Do poor people save? This column portrays the saving and financial behaviours and preferences of the poor. It recommends designing and marketing savings products that address the constraints they curr...
- Parul Agarwal Deepti KC Mudita Tiwari
- 23 January, 2013
- Articles
How Important are credit constraints for small firm growth?
This project focusses on the role of financial constraints in determining the lack of transition of firms from the very small family firms (OAMEs) which are the predominant type of firms in the inform...
- Kunal Sen
- 01 December, 2012
- IGC Research on India
Role of Derivatives in India's Financial Development
The annals of financial history are littered with stories of corporations and financial institutions which collapsed when a deterioration in market conditions led to massive losses in the derivatives ...
- Rangarajan K. Sundaram
- 01 April, 2012
- IGC Research on India
Household Finance in India
How does mortgage regulation influence the structure and performance of housing finance? This project answers the question by analysing administrative data on over 1.2 million loans originated by an I...
- John Campbell Tarun Ramadorai
- 31 March, 2012
- IGC Research on India
Trade and the financial crisis: a focus on developing countries
Motivated by the 2008-2009 financial crisis and the trade collapse, this project analyses the effect of past banking crises (1976-2002) on trade with a focus on African exporters.
- Nicolas Berman Philippe Martin Thierry Mayer Jose de Sousa
- 01 December, 2011
- IGC Research on India
Selling Formal Insurance to the Informally Insured
Agricultural activity is inherently risky, and smoothing consumption across years or seasons is a significant challenge for agrarian households in developing countries.
- Mushfiq Mobarak Mark Rosenzweig
- 01 November, 2011
- IGC Research on India