25 April, 2018The big bank theory
The Indian banking system is saddled with non-performing and stressed assets, which currently constitute about a quarter of all assets. In this post, Maitreesh Ghatak argues that while there are valid...
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Maitreesh Ghatak 
11 May, 2018
A vision and action plan for financial sector development and reforms in India
In this article, Agarwal and Prasad present a summary of their new Brookings India report, which takes stock of financial sector development in India, identifies areas of improvement, outlines long-t...
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Isha Agarwal Eswar Prasad
- 29 January, 2018
Where is the cash?
In recent weeks, reports of currency shortages have emerged from several parts of the country. In this post, Nalini Gulati contends that the cash crunch appears to be temporary and is likely to be res...
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Nalini Gulati
- 20 April, 2018
A right time for inflation-indexed bonds?
While the introduction of inflation-indexed bonds in India has been hailed by many as a step in the right direction, this column argues that their success will depend on how serious the government is ...
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Viral Acharya Gangadhar Darbha
- 07 June, 2013
The market for inflation-indexed bonds
On 15 May 2013, the Reserve Bank of India announced that it would begin monthly issues of inflation-indexed bonds starting June 2013. These bonds, wherein in the principal amount adjusts according to ...
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Gurbachan Singh
- 31 May, 2013
The Chit fund crisis: Should not put all financial intermediaries in the same bracket
The government has announced a bailout package for the participants of unregulated saving schemes that have been put at risk by the current Chit fund crisis in West Bengal. In this article, Banerjee ...
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Abhijit Banerjee Maitreesh Ghatak
- 03 May, 2013
Helping the poor to save
Do poor people save? This column portrays the saving and financial behaviours and preferences of the poor. It recommends designing and marketing savings products that address the constraints they curr...
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Parul Agarwal Deepti KC Mudita Tiwari
- 23 January, 2013
Does political reservation for women improve programme delivery?
This column outlines results of a study that assesses the impact of women leaders on corruption and other aspects of the quality of delivery of MNREGA. It argues that administrative experience, traini...
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Farzana Afridi
- 17 January, 2013
Helping India's informal manufacturing sector to grow
India’s informal manufacturing sector is dominated by small household enterprises that keep everything within the family – but these firms are often the least productive. Why aren’t these small ...
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Kunal Sen
- 09 January, 2013
How Important are credit constraints for small firm growth?
This project focusses on the role of financial constraints in determining the lack of transition of firms from the very small family firms (OAMEs) which are the predominant type of firms in the inform...
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Kunal Sen
- 01 December, 2012
Formally insuring the informally insured
Rainfall is critical for the livelihoods of millions of Indians – yet many have no formal insurance if the rains fail. This column looks at what happens when a new formal insurance policy based on t...
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Mushfiq Mobarak
- 16 November, 2012
Microfinance and predatory lending: The same old story?
Once hailed as a near-miraculous way of lending money to the poor, microfinance is now often seen as exploitation – and governments are stepping in. This column looks at another point in India’s h...
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Latika Chaudhury Anand Swamy
- 19 October, 2012
Note on Reserve Currencies
This project examines the likelihood that the current reserve currencies will retain their status in the near future, given the persistence in the composition of reserve holdings. However, due to pauc...
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Menzie Chinn
- 01 April, 2012
Role of Derivatives in India's Financial Development
The annals of financial history are littered with stories of corporations and financial institutions which collapsed when a deterioration in market conditions led to massive losses in the derivatives ...
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Rangarajan K. Sundaram
- 01 April, 2012
Financial Intermediation and Economic Growth in Bihar: A District-Level Analysis
The aim of the project was to assess the effectiveness of the banking sector's contribution to the overall development in Bihar. In a nutshell, the study tries to understand the efficiency of the bank...
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Sanjay Banerji Krishna Gangopadhyay Sushanta Mallick
- 01 April, 2012
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Tweets by Ideas4IndiaMost Popular Money & Finance Posts
Where is the cash?
In recent weeks, reports of currency shortages have emerged from several parts of the country. In this post, Nalini Gulati contends that the cash crunch appears to be temporary and is likely to be res...
- Nalini Gulati
- 20 April, 2018
The big bank theory
The Indian banking system is saddled with non-performing and stressed assets, which currently constitute about a quarter of all assets. In this post, Maitreesh Ghatak argues that while there are valid...
- Maitreesh Ghatak
- 11 May, 2018
Does your cultural background affect your credit profile?
In many economies – both developed and developing – economic transactions tend to cluster by ethnic or social group. Using data from a large, state-owned bank in India, this article presents evide...
- Raymond Fisman
- 04 May, 2018