Tag Search: “banking”
Foreign borrowing by Indian firms: Implications for growth and macroeconomic stability
This project analyses the pattern of external borrowing by Indian firms, an exercise that has as yet not been carried out. It identifies possible drivers of such borrowing.
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Ila Patnaik
Ajay Shah
Nirvikar Singh
30 June, 2015
- IGC Research on India
Barriers to basic banking in India
The Indian government is promoting the Jan Dhan Yojana, Aadhaar and mobile banking – or the “JAM trinity” — as the pathway to financial inclusion. But are banks capable or even willing take on their ...
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Camille Boudot
A.J. Mowl
29 May, 2015
- Articles
Can bank account-based payments boost savings?
?The Finance Ministry plans to focus on mobilising savings in the next phase of PMJDY, the financial inclusion scheme. This column presents results from an experiment in Chhattisgarh, which tests whe...
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Vincent Somville
Lore Vandewalle
06 April, 2015
- Articles
The financial inclusion agenda and Aadhaar
The central government is pushing financial inclusion in a big way. In this article, MS Sriram discusses the role of identity in financial inclusion, and the importance of Aadhaar in this context. He...
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MS Sriram
18 March, 2015
- Perspectives
Foreign Fund Flows and Stock Returns: Evidence from India
This project studies the impact of foreign institutional investor (FII) flows on stock returns in India. It exploits stock-level daily trading data for FII purchases and FII sales to separate stocks i...
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Viral Acharya
V Ravi Anshuman
31 January, 2015
- IGC Research on India
Financial literacy: When, what and how
The need for financial literacy and its importance for financial inclusion have been widely recognised. Based on various research studies on financial literacy initiatives, this column outlines finan...
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Parul Agarwal
05 January, 2015
- Articles
From tapering to tightening: The impact of the Fed's exit on India
India was among the hardest hit by the Fed’s ‘taper talks’. This column argues that this impact was large for two reasons. First, India received huge capital flows before. This had made it a convenie...
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Kaushik Basu
Barry Eichengreen
Poonam Gupta
27 November, 2014
- Articles
Challenges and priorities for financial sector reform in India
I4I Editor Nirvikar Singh (Professor, University of California, Santa Cruz) interviews K.P. Krishnan (Former Additional Secretary, Department of Economic Affairs, Ministry of Finance) on the central ...
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K.P. Krishnan
Nirvikar Singh
17 November, 2014
- Perspectives
How well does DBT work on the ground?
PM Modi has emphasised fast-tracking roll-out of the Adhaar-based Direct Benefits Transfer programme. In this note, Sweta Trayambak – who has worked with the district administration of Ramgarh in Jha...
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Sweta Trayambak
04 August, 2014
- Notes from the Field
A unique, informal banking system of rickshaw drivers in cities
Seasonal, rural migrants that drive rickshaws in cities have little or no access to formal financial institutions. Based on a survey of over 100 rickshaw drivers in Delhi, this article highlights a un...
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Garima Agarwal
Shashank Bhatt
Skand Goel
Arushi Kaushik
04 June, 2014
- Notes from the Field
Migrating out of poverty: The role of finance
Financial liberalisation has been controversial as it is not clear whom the expanded credit allocation actually benefits. Using variation across time and states in India, this column finds strong evid...
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Meghana Ayyagiri
Thorsten Beck
Mohammad Hoseini
13 September, 2013
- Articles
Does caste influence access to agricultural loans in rural India?
Increasing access to agricultural credit in rural India is a major policy priority. This column examines whether farmers’ access to formal agricultural loans depends on their caste. It is found that w...
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Sunil Mitra Kumar
03 June, 2013
- Articles