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Tag Search: “financial inclusion”

Give women credit

Since its inception in the 1970s microfinance has emerged as an important tool to support livelihoods among those who lack access to traditional banking services, though the method has its critics. Er...

  • Articles

Indoor air pollution and stunting among Indian children

While the conversation on air quality has been focussed largely on outdoor air pollution, millions of deaths occur due to indoor air pollution as well. Based on 2005–2006 National Family Health Survey...

  • Articles

Financial inclusion: Concepts, issues, and policies for India

The International Growth Centre recently brought out a synthesis paper (Singh 2017) that lays out the basic concepts surrounding financial inclusion, and reviews a wide range of IGC and other studies ...

  • Perspectives

Post demonetisation: Is digital finance in India's future?

Analysing RBI data from June 2017 – six months after demonetisation was announced on 9 November 2016 – Mukherjee and Wadhwa show that reliance on cash has reverted to pre-demonetisation levels, and th...

  • Perspectives

Are farm loan waivers really so bad?

Recent announcements by various state governments of their intent to waive farm loans to varying extents have been strongly criticised by the media and other commentators. In this article, Dr Pronab S...

  • Perspectives

Hazards of farm loan waivers

In theory, debt waivers are expected to induce the optimal level of effort from the debtor for loan repayment. However, repeated waivers may distort household expectations about credit contract enfor...

  • Articles

Smart policy for women's economic empowerment in South Asia

In this article, Jennifer Johnson and Nalini Gulati highlight the different trajectories of women’s economic empowerment across South Asia, based on a recent policy dialogue hosted by Evidence for Po...

  • Perspectives

Analysing the impact of government interventions in agriculture on consumption

In the context of bankruptcy, many important studies have examined the implications of debt relief on different real outcomes.  However, the decision to file for bankruptcy could be endogenous; examin...

  • IGC Research on India

Has regulatory intervention been effective in maintaining stability of Indian banks?

To address the challenges that Indian corporates faced in the early 2000s in meeting their debt-servicing obligations to banks/financial institutions, RBI introduced a corporate debt restructuring pro...

  • Articles

How agricultural debt waiver impacts beneficiary households

How a large-scale and unanticipated debt-relief programme impacts beneficiary households is a question that has not been clearly answered by the existing literature. This column analyses the impact of...

  • Articles

A five-minute loan to unlock micro-entrepreneurship in India

Micro-entrepreneurs are grossly underserved by traditional lenders, as they typically do not have collateral or credit histories to make them creditworthy. In this article, Pande, Memon and Goyal of ...

  • Notes from the Field

Assessing the impact of demonetisation through the gender lens

In this article, Mitali Nikore, Senior Consultant at PwC India, highlights how demonetisation is impacting women differentially, and offers policy suggestions on how the negative effects can be mitiga...

  • Perspectives