Tag Search: “microfinance”
Pre-election Budget 2023-24: Short on extravagance, long on substance
The Union Budget presented earlier this month was the last full-year budget before next year's general elections. Rajat Kathuria looks back to India's economic performance in 2014 and suggests that th...
- Rajat Kathuria
- 22 February, 2023
How financial access impacts women’s decision-making role in households
Government programmes which grant women access to financial support often provide assistance which is too small to significantly impact women’s economic position within the household. This article use...
- Anjini Kochar C. S. Nagabhusana Ritwik Sarkar Rohan Shah Geeta Singh
- 31 August, 2022
Caste-based differences in self-help groups: Evidence from a rural livelihood programme
The National Rural Livelihood Mission aims to increase income and improve wellbeing for rural households. Using survey data from nine states in India, this article analyses the existence of caste-base...
- Chandan Jain Krishna Kejriwal Ritwik Sarkar Pooja Sengupta
- 05 August, 2022
To invest in sanitation or not? The role of gender differences in perceptions
Although sanitation is essential for health, many households remain without a toilet due to financial constraints. This article describes the extent to which perceptions of costs and benefits of sanit...
- Britta Augsburg Bansi Malde Harriet Olorenshaw Zaki Wahhaj
- 22 July, 2022
Addressing the economic trade-offs of interlinkages in contemporary agrarian markets
Agrarian markets often see interlinked market transactions – the arhatiya deals with the farmer in both the crop market as a commission agent, and in the credit market as a moneylender. In this post, ...
- Ritika Bansal Anshuman Kamila Sandeep Kumar
- 06 June, 2022
Consumption smoothing and household savings: Role of demographics and durables
Canonical predictions of life-cycle models indicate that households will smooth consumption over their lifetimes. Conversely, empirical data from high-income countries have shown that consumption cont...
- Neha Bairoliya Areendam Chanda
- 25 April, 2022
A microfinance model to enhance borrowers’ lifetime utility
Research has shown that providing credit along with services such as savings instruments, can increase the utility that borrowers obtain from credit. Presenting a theoretical model where microfinance ...
- Dyotona Dasgupta Prabal Roy Chowdhury
- 11 April, 2022
Using contract price to identify ‘right’ clients for flexible microfinance
While repayment flexibility in microfinance helps mitigate the impact of negative income shocks on MSMEs, it might increase default due to borrowers’ time-inconsistent or excessively risky behaviour. ...
- Giorgia Barboni Arjun Malhotra
- 27 August, 2020
What happens when investments targeting women’s microbusinesses go to men?
Several studies find that male-operated – but not female-operated – microenterprises benefit from access to grants or loans. Applying the lens of household-level rather than individual-level investmen...
- Arielle Bernhardt Erica Field Rohini Pande Natalia Rigol
- 02 May, 2018