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Tag Search: “banking”

I4I Panel Discussion: The way forward for the Indian economy

In December 2018, I4I organised a panel discussion on ‘The Way Forward for the Indian Economy’ with K.P. Krishnan (Ministry of Skill Development and Entrepreneurship), T.N. Ninan (Business Standard), ...

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I4I Event: What is the way forward for the Indian economy?

On Tuesday, 18 December 2018, I4I is organising a Panel Discussion on ‘The Way forward for the Indian economy’, in Delhi. The panellists are K.P. Krishnan (Ministry of Skill Development and Entreprene...

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Amalgamation of public sector banks: The task ahead

The central government has proposed amalgamation of three public sector banks (PSBs), the first stage of which has been completed. This strategic move is touted to be the beginning of transformation o...

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Bank and its critics

There has been a lot of commentary in recent weeks on the Reserve Bank of India, around its capital base, performance, and autonomy. In this post, Amartya Lahiri contends that RBI has a more coherent ...

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What ails the Indian banking sector?

Non-performing assets (NPAs) of Indian banks have risen from under 3% to over 13% in the past couple of years, making the state of the banking sector one of the biggest challenges facing the country i...

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Global financial crisis and India: A look at the decade gone by

The crisis that emerged in the US subprime mortgage market this month 10 years ago, not only engulfed the country’s financial system but the entire global economy. In this post, Vikas Dimble and Nalin...

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Financial inclusion in India: Progress and prospects

Financial inclusion is globally considered as a critical indicator of development and well-being of society. In this post, Srinivasa Rao traces the financial inclusion journey in India so far, and dis...

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Explainer: India’s payments banks

In August 2015, the RBI issued in-principle licences to 11 entities to establish payments banks in India – a unique format of banking which has not been used anywhere else in the world. Fully based on...

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New resolution framework for stressed assets: Challenges and opportunities

The Insolvency and Bankruptcy Code (IBC), 2016 aims to expedite resolution of stressed assets, and provide an exit route to failed entities. A simplified, generic framework has been developed by RBI f...

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The big bank theory

The Indian banking system is saddled with non-performing and stressed assets, which currently constitute about a quarter of all assets. In this post, Maitreesh Ghatak argues that while there are valid...

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Does your cultural background affect your credit profile?

In many economies – both developed and developing – economic transactions tend to cluster by ethnic or social group. Using data from a large, state-owned bank in India, this article presents evidence ...

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Public bank privatisation: No panacea for the ills of the banking sector

The recent Punjab National Bank fraud has rekindled the debate on bank privatisation, often considered a solution for the poor management in public sector banks. In this article, Sengupta and Roy cont...

  • Perspectives