Tag Search: “banking”
Policy Roundup: Fed rate cut, ageing South India, Cyclone Dana, crypto regulation
This post presents our monthly curation of developments in the Indian policy landscape – highlighting I4I content pertaining to the impact of US monetary policy announcements on emerging economies, fe...
- Nalini Gulati
- 31 October, 2024
- Perspectives
Uneven resilience: Why some emerging markets better navigate US monetary policy cycles
As the US dollar and monetary policy continue to have a significant impact on global financial dynamics, some emerging markets are observed to be more resilient than others to the policy cycles. Analy...
- Joshua Aizenman Donghyun Park Irfan Qureshi Jamel Saadaoui Gazi Salah Uddin
- 30 September, 2024
- Articles
How RBI’s macroprudential policies shape housing loan decisions
The recent surge in housing finance in India calls for a robust regulatory framework to ensure financial stability and avert overheating of the housing market. Using data on individual mortgage loans ...
- Debasis Rooj Asish Saha Reshmi Sengupta
- 27 September, 2024
- Articles
RBI’s extraterritorial influence on the rupee market
The emergence of the offshore non-deliverable forward market in the rupee has made it more challenging for the RBI to maintain exchange rate stability. In this post, Datta and Sengupta explain the dri...
- Pratik Datta Rajeswari Sengupta
- 24 July, 2024
- Perspectives
India’s foreign reserves and global risk
India’s foreign exchange reserves, relative to GDP, have been on the rise. This article examines the motives behind the hoarding of reserves by central banks, and if adequate reserves are held for pur...
- Chetan Ghate Kenneth Kletzer Mahima Yadav
- 12 July, 2024
- Articles
Embracing the melody of dissent: A symphony in policymaking
In recent times, members of the Monetary Policy Committee of the Reserve Bank of India, have expressed views that are contrary to the MPC’s official stance. This article investigates the influence of ...
- Unninarayanan Kurup Rajendra N. Paramanik Rounak Sil
- 24 June, 2024
- Articles
The silent reshaping of India’s credit landscape
India’s credit landscape has been undergoing major changes in recent years. In this post, Sengupta and Vardhan discuss five key trends – consumerisation of bank credit, decline in bank deposits, growt...
- Rajeswari Sengupta Harsh Vardhan
- 20 May, 2024
- Perspectives
Emergence of a private credit market in India
The last few years have seen the growth of a private credit market in India, which offers financing to small and mid-sized firms with a relatively high default risk. In this piece, Datta and Sengupta ...
- Pratik Datta Rajeswari Sengupta
- 30 January, 2024
- Perspectives
A more focused RBI: Creating capacity to tackle ‘true’ market failure
Large, routine payments to the government by the public lead to liquidity crunch in the economy, necessitating interventions by the central bank. However, Gurbachan Singh argues that the RBI is better...
- Gurbachan Singh
- 10 January, 2024
- Perspectives
Who holds sovereign debt and why it matters
Knowing who invests in sovereign debt and how they impact borrowing costs could help governments understand how costly it would be to raise new debt. This article constructs and analyses data on the c...
- Xiang Fang Bryan Hardy Karen K. Lewis
- 04 August, 2023
- Articles
Effect of food prices on inflation: Is monetary policy an effective tool?
With rising inflation becoming a global concern, Balakrishnan and Parameswaran discuss some explanations for the high inflation in India. They find that inflation was driven by a domestic rise in food...
- Pulapre Balakrishnan M. Parameswaran
- 19 July, 2023
- Articles
The past and future of Indian finance
In the fourth article in the Ideas@IPF2023 series, Ruchir Agarwal describes the impact of two economic shocks – the financial crisis of 2018-20 and the Covid-19 pandemic – on the Indian financial syst...
- Ruchir Agarwal
- 14 July, 2023
- Perspectives