Tag Search: “financial inclusion”
Covid-19: How well are government schemes supporting Bihar’s vulnerable populations?
The immediate adverse impact of the Covid-19 pandemic and associated lockdown was visibly greater for migrant workers and their households, whose ability to access government schemes in their villages...
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Advaita Rajendra
Ankur Sarin
Karan Singhal
18 March, 2021
- Notes from the Field
‘Bad bank’: A good idea in bad times
Commenting on the ‘bad bank’ proposal of the 2021-22 Union Budget, K Srinivasa Rao contends that the bad bank is a good idea in bad times – as a transitory solution with defined timelines – but it can...
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K. Srinivasa Rao
12 March, 2021
- Perspectives
International Women’s Day 2021
8 March is observed across the world as International Women’s Day. This year the theme is “choose to challenge”, focussing on the choice to challenge gender bias and inequality, celebrate women's achi...
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I4I Team
03 March, 2021
- Perspectives
The Indian economy and policymaking: Towards ‘openness’
Providing his perspective on the recent policy paper by Subramanian and Felman, Nirvikar Singh contends that more emphasis is needed on financial reforms and innovation, addressing India’s export slow...
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Nirvikar Singh
29 January, 2021
- Perspectives
Improving farmers’ income: Learnings from a survey in Jharkhand
To work towards the central government’s goal of doubling farmers’ incomes by 2022, the state government of Jharkhand initiated the ‘Jharkhand Opportunities for Harnessing Rural Growth’ project in 201...
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Vinod Hariharan
Jasmeet Khanuja
Gurpreet Singh
30 November, 2020
- Notes from the Field
Lead Bank Scheme: Does organisational design matter?
The Lead Bank Scheme of the RBI involves a ‘lead bank’ in each district of India that coordinates financial services in the district, and a ‘convenor bank’ in each state that monitors these activities...
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Samarth Gupta
26 October, 2020
- Articles
India’s insurance sector: Challenges and opportunities
While India’s insurance sector has been growing dynamically in recent years, its share in the global insurance market remains abysmally low. This article traces the journey of the Indian insurance sec...
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Kuntala Bandyopadhyay
Saon Ray
Vasundhara Thakur
31 August, 2020
- Articles
How self-help groups enable households to cope with climatic shocks
Climate variability and extremes, combined with a lack of appropriate insurance devices, pose a risk to rain-fed agriculture and large populations in developing countries. This article examines how se...
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Timothée Demont
23 July, 2020
- Articles
How microfinance can help entrepreneurs escape the poverty trap
The idea of poverty traps being important for microenterprises is captured in the adage “it takes money to make money”. This article reports on a study following households in India exposed to differe...
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Abhijit Banerjee
Emily Breza
Esther Duflo
Cynthia Kinnan
15 May, 2020
- Articles
Using intermediaries to deliver credit
Communities are monitoring service providers, and local governments are delivering development and welfare programmes in developing countries. This article indicates the potential value of enlarging t...
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Pushkar Maitra
Sandip Mitra
Dilip Mookherjee
Sujata Visaria
02 March, 2020
- Articles
The missing women in finance
Women comprise a very small proportion of the financial industry workforce, and this has implications on the way female clients use and benefit from financial services. This article discusses if the f...
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Renana Jhabvala
Soumya Kapoor Mehta
Sonal Sharma
13 December, 2019
- Articles
Empowering women through direct digital wage payments
India’s rate of female labour force participation dropped from 37% in 1990 to 28% in 2015. Can greater control over earned income incentivise women to work and influence gender norms? This article dis...
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Erica Field
Charity Troyer Moore
Rohini Pande
Natalia Rigol
Simone Schaner
29 November, 2019
- Articles