Tag Search: “financial inclusion”

Kisan Credit Card programme: Expanded access to credit or expansion of credit?

Kisan Credit Card programme - a key reform in agricultural lending in India - has been operational for almost 20 years now. However, there is little empirical evidence of its impact on intended benefi...

  • Articles

I4I Panel Discussion: Two years of Modi government

In a panel discussion organised to mark the 4th anniversary of Ideas for India, Parikshit Ghosh (Member of the I4I Editorial Board & Associate Professor, Delhi School of Economics) moderates a discus...

  • Videos

Land and financial misallocation in India

Optimising the allocation of factors of production – land, capital and labour - improves productivity. In India, where evidence suggests land is severely misallocated to inefficient manufacturing firm...

  • Articles

Why is labour mobility in India so low?

Rural-to-urban migration is surprisingly low in India, compared with other large developing countries, leaving higher paying job opportunities unexploited. This column shows that well-functioning rura...

  • Articles

Access to credit and female labour supply in India

While microfinance is believed to have the potential to increase female labour force participation, short-term experimental evaluations of microfinance have not found significant economic benefits for...

  • IGC Research on India

How do disclosures affect financial choices? The case of life insurance in India

Given the importance of insurance, and the regulatory push towards improved disclosures.

  • IGC Research on India

Socially disadvantaged groups and microfinance in India

The benefits of microfinance are in the details. This column takes a look at lending by commercial banks in India to self-help groups – smaller, informal community-based groups – as a new and successf...

  • Perspectives

The first two years of Modi government

In this article, Pranab Bardhan, Professor of Graduate School at the Department of Economics, University of California, Berkeley, provides his perspective on the performance of the Modi government in ...

  • Perspectives

Public health insurance for tertiary diseases: Lessons from Andhra's Aarogyasri programme

Private health insurance covering tertiary diseases is limited to the upper middle class in India. One reason for low take-up of publicly-financed health insurance among economically weaker sections i...

  • Articles

Achieving financial inclusion: Going cashless

A World Bank survey reveals that while about half of all individuals in India had bank accounts in 2014, only 12% had made a cashless transaction in the past year. In this article, Bappaditya Mukhopa...

  • Perspectives

Social influences and public health insurance utilisation

In developing countries there are often limited formal sources of information about programme benefits or how to access them. Social networks might influence adoption by providing more programme infor...

  • IGC Research on India

How doorstep banking increased savings and income in Sri Lanka

Recent findings in development economics indicate that microloans are likely to perform best when accompanied by financial education, insurance, and savings products. This column presents evidence fro...

  • Articles