The Kisan Credit Card Scheme was introduced in India in 1998-99 has since become a flagship programme providing access to short-term credit in the agricultural sector. According to the Government of India, over a 100 million cards had been issued cumulatively by March 2011. Using data from 2004-05 to 2009-10, this project critically examined the determinants of KCC lending across states in India and districts in Bihar. 

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