Tag Search: “financial inclusion”
Formally insuring the informally insured
Rainfall is critical for the livelihoods of millions of Indians – yet many have no formal insurance if the rains fail. This column looks at what happens when a new formal insurance policy based on the...
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Mushfiq Mobarak
16 November, 2012
- Articles
Microfinance and predatory lending: The same old story?
Once hailed as a near-miraculous way of lending money to the poor, microfinance is now often seen as exploitation – and governments are stepping in. This column looks at another point in India’s histo...
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Latika Chaudhary
Anand Swamy
19 October, 2012
- Articles
The value of land administration information for financial development
While the effect of improved property rights on economic development has been extensively studied, the specific relationship between better land administration information and improved credit access i...
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Aparajita Goyal
28 August, 2012
- Articles
Financial Intermediation and Economic Growth in Bihar: A District-Level Analysis
The aim of the project was to assess the effectiveness of the banking sector's contribution to the overall development in Bihar. In a nutshell, the study tries to understand the efficiency of the bank...
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Sanjay Banerji
Krishna Gangopadhyay
Sushanta Mallick
18 July, 2012
- IGC Research on India
Household Finance in India
How does mortgage regulation influence the structure and performance of housing finance? This project answers the question by analysing administrative data on over 1.2 million loans originated by an I...
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John Campbell
Tarun Ramadorai
31 March, 2012
- IGC Research on India
Designing microfinance for agricultural growth
Credit and information constraints are particularly acute for farmers in developing countries, and can have a strong impact on their productivity.
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Pushkar Maitra
Sandip Mitra
Dilip Mookherjee
Alberto Motta
Sujata Visaria
31 March, 2012
- IGC Research on India
Evaluating the Performance of the Kisan Credit Card Scheme in Bihar
The Kisan Credit Card (KCC) Scheme was introduced in India in 1998-99 has since become a flagship programme providing access to short-term credit in the agricultural sector. According to the Governmen...
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Areendam Chanda
01 February, 2012
- IGC Research on India
Improving Access to Finance for Entrepreneurs in Developing Countries
One of the most important issues in developing countries is how to finance small and medium enterprises (SMEs). Although microcredit and new forms of financial inclusion are increasingly prominent in ...
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Shawn Cole
Leora Klapper
31 March, 2011
- IGC Research on India
Bihar Growth in the Context of Modern Growth Theory
India’s second most populous state, Bihar, also remains one of its poorest. This project conducts a longer-term investigation into Bihar’s relatively poor productivity. It surveys the important contri...
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Areendam Chanda
01 March, 2011
- IGC Research on India
Long Run-Effects of Repayment Flexibility in Microfinance: Evidence from India
Financiers across the world structure debt contracts to limit the risk of entrepreneurial lending. But debt structures that reduce risk may inhibit enterprise growth, especially among the poor.
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Erica Field
Rohini Pande
John Papp
Natalia Rigol
01 February, 2010
- IGC Research on India