Contributor : Profile
Amrita Agarwal is an advisor and researcher in the areas of financial services, health and high growth firms. She has worked with Mahindra & Mahindra, Mahindra Finance, Bain & Company, and Gates Foundation. She is currently an advisor to The Convergence Foundation and a Visiting Fellow with Centre for Social and Economic Progress. Across the organisations, she has worked on systems-level reforms as well as institutional transformation and scale up. She has a B.Sc. in Physics from St. Stephen’s College, Delhi University, and a postgraduate degree from the Indian Institute of Management, Ahmedabad.
Posts by Amrita Agarwal
The paradox of plenty: Stable inefficiency in Indian banking
How are returns in the financial sector distributed across the stakeholder groups of customers, employees, shareholders and the government? Based on analysis of data from the Reserve Bank of India ove...
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Amrita Agarwal
Harsh Vardhan
14 November, 2025
- Perspectives




