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Posts by Harsh Vardhan

Productivity growth in Indian banking: Who gained?

Since the deregulation and privatisation reforms of the early 1990s, Indian banking has witnessed many significant changes. This article finds that the sector experienced steady productivity growth un...

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The pandemic and the package

The government has announced a package of fiscal and monetary policy actions, and broader economic reforms to set the economy back on track after the Covid-19 lockdown. In this post, Sengupta and Vard...

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Policymaking at a time of high risk-aversion

The key issues in the Indian financial sector in general, and banking in particular, are bearing risk and allocating capital. These are especially important now as India enters into a prolonged phase ...

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बैंकिंग संकट का भारत की अर्थव्यवस्था पर असर

पिछले पांच वर्षों में, भारतीयों बैंकों के नॉन पर्फॉर्मिंग एसेट (एनपीए) अर्थात डूबे हुए कर्ज की रकम में काफी वृद्धि हुई है। इन नॉन पर्फॉर्मिंग एसेट के साथ निवेश वृद्धि दर में भी तेज गिरावट दर्ज की गयी ...

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How banking crisis is impeding India’s economy

The amount of non-performing assets (NPAs) in India’s banking sector has skyrocketed in the last five years. It has been accompanied by a sharp decline in investment growth, and a significant econom...

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