Contributor : Profile
Ritadhi is an Assistant Professor of economics at Ashoka University. His primary research interests are in development economics and political economy, and his current research focuses on the intersection of development and finance. His most recent paper shows how unconventional banking regulations aimed at curbing lenders' discretionary powers complement bankruptcy reforms in eliminating insolvent borrowers from the banking system. His ongoing research studies whether financial institutions ease access to finance for informal enterprises and marginalised citizens. During his dissertation, he studied the socioeconomic impacts of political representation on historically marginalised caste groups in India through select political parties. Prior to joining Ashoka University, Ritadhi worked as a research economist at the Reserve Bank of India (RBI) between 2017 and 2020. He received his Ph.D. from the Department of Agricultural and Resource Economics at the University of California, Berkeley in 2017.
Posts by S. K. Ritadhi
The secular rise of "zombie" borrowers – insolvent firms sustained by continued extension of credit by complicit banks – is a source of concern as these firms tie up productive workers and capital...