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Socially disadvantaged groups and microfinance in India

The benefits of microfinance are in the details. This column takes a look at lending by commercial banks in India to self-help groups – smaller, informal community-based groups – as a new and successf...

  • Perspectives

The Indian banking system: A ticking time bomb

In response to RBI’s call to accelerate the recognition of stressed assets, publicly traded banks in India added nearly Rs. 1 trillion in bad loans in the quarter ending December 2015. In this articl...

  • Perspectives

The first two years of Modi government

In this article, Pranab Bardhan, Professor of Graduate School at the Department of Economics, University of California, Berkeley, provides his perspective on the performance of the Modi government in ...

  • Perspectives

Recapitalising public sector banks by disinvesting in RBI: Right and wrong

The Economic Survey 2015-16 put forth the argument that the Government of India could reduce its capital in the RBI from its current large level and use it to increase its capital in public sector ban...

  • Perspectives

Aadhaar Bill: UID without excessively compromising privacy?

Can something like UID be created without compromising privacy beyond acceptable limits? If so, how should the Aadhaar Bill have been written? What are its specific and avoidable weaknesses?

  • Perspectives

Aadhaar Bill: Move towards a surveillance State?

Most advanced economies have had some version of UID for a long time, example, the Social Security number in the US, the Social Insurance Number in Canada, etc. This is recorded not only in interactio...

  • Perspectives

The crisis of farmer suicides

More than 15,000 Indian farmers have committed suicide per year, on average, in the last two decades – a suicide rate that appears to be higher than that of the general population. In this article, M...

  • Perspectives

Aadhaar Bill and government benefits: Risk of increasing exclusion?

Supporters of Aadhaar express the hope that will reduce inclusion errors and corruption by eliminating ghost beneficiaries, say in schemes like MNREGA. Are there substantial benefits to be reaped on t...

  • Perspectives

Aadhaar Bill and government benefits: Better targeting and reduced corruption?

Supporters of Aadhaar express the hope that will reduce inclusion errors and corruption by eliminating ghost beneficiaries, say in schemes like MNREGA. Are there substantial benefits to be reaped on t...

  • Perspectives

Debate: The Aadhaar Bill

In a debate on the Aadhaar Bill, commentators from academia and civil society will weigh in on issues around potential benefits and privacy concerns.

  • Symposium

Aadhaar Bill: Incremental information-gathering powers for government?

The government already has the means to collect a lot of information on citizens (example, phone conversations and logs, credit card transactions, income tax records, bank account details, etc.). Conv...

  • Perspectives

Can Governments Increase Revenues By Lowering Taxes? A Study of Competing Policies To Reduce Tax Evasion During House Purchase in India

In the specific context of India, this project studies which of the two tools – the stamp duty or the guidance value – leads to higher truthful reporting of property prices. Using a hedonic model deve...

  • IGC Research on India