Tag Search: “financial inclusion”

Financial literacy: When, what and how

The need for financial literacy and its importance for financial inclusion have been widely recognised. Based on various research studies on financial literacy initiatives, this column outlines finan...

  • Articles

An economist's view on the new government's initiatives

In this article, Pranab Bardhan, Professor of Economics, University of California, Berkeley, provides his perspective on some of the initiatives of the new Indian government at the centre in their fi...

  • Perspectives

India's macroeconomic outlook

With falling inflation, high forex reserves and the new government embarking on a broad reform agenda, things seem to be looking up for India. In this article, Eswar Prasad shares his macroeconomic o...

  • Perspectives

Workfare as an effective way to fight poverty: The case of India's MNREGA

The fundamental appeal of a workfare programme, vis-à-vis a welfare programme, is that it helps in targeting the beneficiaries. This column assesses the welfare impact of MNREGA on poor rural househo...

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Financial inclusion for agricultural growth: An alternative approach

Traditional, group-based microcredit has had limited success at enabling farmers to expand the cultivation of risky but profitable cash crops. Evidence suggests that this is mainly because of its mech...

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Challenges and priorities for financial sector reform in India

I4I Editor Nirvikar Singh (Professor, University of California, Santa Cruz) interviews K.P. Krishnan (Former Additional Secretary, Department of Economic Affairs, Ministry of Finance) on the central ...

  • Perspectives

Slow and steady: Lessons from MNREGA

As the new government in India is considering changes to MNREGA, it is timely to reflect on its implementation trajectory so far. In this note, Adhikari and Sabhikhi discuss five aspects of programme...

  • Notes from the Field

How well does DBT work on the ground?

PM Modi has emphasised fast-tracking roll-out of the Adhaar-based Direct Benefits Transfer programme. In this note, Sweta Trayambak – who has worked with the district administration of Ramgarh in Jha...

  • Notes from the Field

Financial inclusion of women: Myth or reality?

Research indicates that initiatives targeted at financial inclusion of women have had limited success. This column contends that limited formal ownership of material assets by women and a lack of und...

  • Articles

Can MNREGA improve credit worthiness of participating households?

Based on household survey data from West Bengal, this column analyses the impact of MNREGA on economic outcomes of participating households. It finds that the ‘local’, ‘guaranteed’ and ‘government-re...

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How innovations in telecom can promote inclusive growth

Applications of Information and Communications Technology, such as mobile banking, have potential to promote inclusive growth and equity. This column analyses conditions under which innovations in IC...

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Estimating losses to consumers due to mis-sold life insurance policies

Mis-selling of financial products has prompted regulators in India to work on consumer protection in financial markets. However, evidence on actual mechanisms and extent of mis-selling is lacking. Th...

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