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Muhammad Yasir Khan
Muhammad Yasir Khan is an Assistant Professor at the Department of Economics, and Fellow at the Center for Governance and Markets at the University of Pittsburgh and Mahbub ul Haq Research Centre at the Lahore University of Management Sciences (LUMS).
His research interests lie at the intersection of development economics, behavioural economics, and political economy. His work has appeared in the Journal of European Economic Association, Journal of Public Economics, and Journal of Development Economics.
His Ph.D. is from the Haas School of Business at the University of California Berkeley. He did his undergraduate at LUMS in Pakistan, and did double masters at the Lee Kuan Yew School of Public Policy in Singapore and the School of International and Public Affairs at Columbia University, New York.
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ऋण बाज़ार में सकारात्मक कार्रवाई : क्या इससे अल्पसंख्यक कल्याण में बढ़ोतरी होती है?
धार्मिक अल्पसंख्यकों के कल्याण में सुधार के लिए भारत सरकार के कार्यक्रम के एक भाग के रूप में, वर्ष 2009 में वाणिज्यिक बैंकों को इन समूहों को दिए जाने वाले ऋण बढ़ाने के निर्देश दिए। यह लेख दर्शाता है कि इस नीति के कारण लक्षित क्षेत्रों में धार्मिक अल्पसंख्यकों की बैंक ऋण तक पहुँच में वृद्धि हुई है। इससे अल्पसंख्यकों और ग़ैर-अल्पसंख्यकों के बीच उपभोग की खाई कम हुई है, जबकि ग़ैर-अल्पसंख्यकों पर कोई प्रतिकूल प्रभाव नहीं पड़ा।
Affirmative action in credit markets: Can it enhance minorities’ welfare?
In 2009, as part of a Government of India programme to improve the welfare of religious minorities, commercial banks were directed to increase credit to these groups. This article finds that the policy led to an increase in access to bank credit among religious minorities in the targeted areas. This in turn reduced the consumption gap between non-minorities and minorities, without any adverse welfare effects on the latter group.