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Ragupathy Venkatachalam
Ragupathy Venkatachalam is a lecturer in economics at the Institute of Management Studies, Goldsmiths, University of London. He has a Ph.D. in Economics from University of Trento, Italy. His broad research areas include computable economics, behavioural economics, economic dynamics, development economics, and history of economic thought.
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Caste and credit: Not such a woeful tale?
Caste is an enduring predictor of economic status in India and caste-based discrimination continues to pervade several spheres of life. What about rural lending? This column suggests that most caste-wise differences in access to loans reflect differences in application rates and only a smaller part are due to discrimination: backward caste-members are a lot less likely to apply for loans than the advantaged groups.
