Tag Search: “financial inclusion”
Modi's economic reforms: Foundation laid but time running out
Anticipation is running high that the Modi government will announce sweeping economic reforms in their first full-year budget, especially since their tenure so far has been bereft of any dramatic cha...
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Eswar Prasad
27 February, 2015
- Perspectives
Financial literacy: When, what and how
The need for financial literacy and its importance for financial inclusion have been widely recognised. Based on various research studies on financial literacy initiatives, this column outlines finan...
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Parul Agarwal
05 January, 2015
- Articles
An economist's view on the new government's initiatives
In this article, Pranab Bardhan, Professor of Economics, University of California, Berkeley, provides his perspective on some of the initiatives of the new Indian government at the centre in their fi...
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Pranab Bardhan
19 December, 2014
- Perspectives
India's macroeconomic outlook
With falling inflation, high forex reserves and the new government embarking on a broad reform agenda, things seem to be looking up for India. In this article, Eswar Prasad shares his macroeconomic o...
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Eswar Prasad
16 December, 2014
- Perspectives
Workfare as an effective way to fight poverty: The case of India's MNREGA
The fundamental appeal of a workfare programme, vis-à-vis a welfare programme, is that it helps in targeting the beneficiaries. This column assesses the welfare impact of MNREGA on poor rural househo...
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Shamika Ravi
11 December, 2014
- Articles
Financial inclusion for agricultural growth: An alternative approach
Traditional, group-based microcredit has had limited success at enabling farmers to expand the cultivation of risky but profitable cash crops. Evidence suggests that this is mainly because of its mech...
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Pushkar Maitra
Sandip Mitra
Dilip Mookherjee
Alberto Motta
Sujata Visaria
08 December, 2014
- Articles
Challenges and priorities for financial sector reform in India
I4I Editor Nirvikar Singh (Professor, University of California, Santa Cruz) interviews K.P. Krishnan (Former Additional Secretary, Department of Economic Affairs, Ministry of Finance) on the central ...
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K.P. Krishnan
Nirvikar Singh
17 November, 2014
- Perspectives
Slow and steady: Lessons from MNREGA
As the new government in India is considering changes to MNREGA, it is timely to reflect on its implementation trajectory so far. In this note, Adhikari and Sabhikhi discuss five aspects of programme...
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Anindita Adhikari
Inayat Sabhikhi
10 November, 2014
- Notes from the Field
How well does DBT work on the ground?
PM Modi has emphasised fast-tracking roll-out of the Adhaar-based Direct Benefits Transfer programme. In this note, Sweta Trayambak – who has worked with the district administration of Ramgarh in Jha...
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Sweta Trayambak
04 August, 2014
- Notes from the Field
Financial inclusion of women: Myth or reality?
Research indicates that initiatives targeted at financial inclusion of women have had limited success. This column contends that limited formal ownership of material assets by women and a lack of und...
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Deepti KC
Mudita Tiwari
04 July, 2014
- Articles
Can MNREGA improve credit worthiness of participating households?
Based on household survey data from West Bengal, this column analyses the impact of MNREGA on economic outcomes of participating households. It finds that the ‘local’, ‘guaranteed’ and ‘government-re...
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Subhasish Dey
11 April, 2014
- Articles
How innovations in telecom can promote inclusive growth
Applications of Information and Communications Technology, such as mobile banking, have potential to promote inclusive growth and equity. This column analyses conditions under which innovations in IC...
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Ashima Goyal
28 March, 2014
- Articles