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Money and Finance
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Improving Access to Finance for Entrepreneurs in Developing Countries
One of the most important issues in developing countries is how to finance small and medium enterprises (SMEs). Although microcredit and new forms of financial inclusion are increasingly prominent in the literature, much empirical evidence shows that banks are still the main financial actors. This study focusses on loan officers’ risk propensity and finds among other conclusions, that performance incentives affect lending decisions.
31 March 2011
IGC Research on India
Long Run-Effects of Repayment Flexibility in Microfinance: Evidence from India
Financiers across the world structure debt contracts to limit the risk of entrepreneurial lending. But debt structures that reduce risk may inhibit enterprise growth, especially among the poor.
01 February 2010
IGC Research on India
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