Tag Search: “financial inclusion”

Labelled loans and sanitation investments

Rural Indian households report lack of affordability as the main reason for not having a toilet. This article investigates – through an experiment in rural Maharashtra – whether microcredit labelled f...

  • Articles

Measuring the equilibrium impacts of credit: Evidence from India’s 2010 microfinance crisis

In October 2010, the government of Andhra Pradesh issued an emergency ordinance, bringing microfinance activities in the state to a complete halt and causing a nationwide shock to the liquidity of len...

  • Articles

Financial inclusion in India: Progress and prospects

Financial inclusion is globally considered as a critical indicator of development and well-being of society. In this post, Srinivasa Rao traces the financial inclusion journey in India so far, and dis...

  • Perspectives

The cycle of debt among vendors in India and the Philippines

Many street vendors rely on daily or weekly loans from moneylenders to finance working capital. Given the high interest rates, why do they not use a little bit of each day’s earnings to buy working ca...

  • Articles

Research gaps and policy priorities: Evidence from Bihar

The gap between research and policy priorities has always presented an enormous challenge both for academics and policymakers. With a scarcity of rigorous evidence in certain areas, this gap is partic...

  • IGC Research on India

Give women credit

Since its inception in the 1970s microfinance has emerged as an important tool to support livelihoods among those who lack access to traditional banking services, though the method has its critics. Er...

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Indoor air pollution and stunting among Indian children

While the conversation on air quality has been focussed largely on outdoor air pollution, millions of deaths occur due to indoor air pollution as well. Based on 2005–2006 National Family Health Survey...

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Financial inclusion: Concepts, issues, and policies for India

The International Growth Centre recently brought out a synthesis paper (Singh 2017) that lays out the basic concepts surrounding financial inclusion, and reviews a wide range of IGC and other studies ...

  • Perspectives

Post demonetisation: Is digital finance in India's future?

Analysing RBI data from June 2017 – six months after demonetisation was announced on 9 November 2016 – Mukherjee and Wadhwa show that reliance on cash has reverted to pre-demonetisation levels, and th...

  • Perspectives

Are farm loan waivers really so bad?

Recent announcements by various state governments of their intent to waive farm loans to varying extents have been strongly criticised by the media and other commentators. In this article, Dr Pronab S...

  • Perspectives

Hazards of farm loan waivers

In theory, debt waivers are expected to induce the optimal level of effort from the debtor for loan repayment. However, repeated waivers may distort household expectations about credit contract enfor...

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Smart policy for women's economic empowerment in South Asia

In this article, Jennifer Johnson and Nalini Gulati highlight the different trajectories of women’s economic empowerment across South Asia, based on a recent policy dialogue hosted by Evidence for Po...

  • Perspectives