•  

Tag Search: “banking”

The paradox of plenty: Stable inefficiency in Indian banking

How are returns in the financial sector distributed across the stakeholder groups of customers, employees, shareholders and the government? Based on analysis of data from the Reserve Bank of India ove...

  • Perspectives

Policy Roundup: Bad air, Econ Nobel, FDI in banks

This post presents our monthly curation of developments in the Indian policy landscape – highlighting I4I content pertaining to the effectiveness of the ban on crop residue burning in certain North In...

  • Perspectives

How does monetary policy transmission happen in India?

Central banks leverage monetary policy instruments to control the supply of money in the economy, which in turn influences economic outcomes through various channels. Analysing Indian data from 2001-2...

  • Articles

Balancing caution and opportunity: RBI's new stance on FDI in commercial banking

Over the years, the RBI has moved from a cautious stance on FDI in commercial banking, to a pragmatic, case-by-case liberalisation that allows for higher foreign stakes. In this post, Sunil Mani exami...

  • Perspectives

Deregulating deposits: What India’s experience tells us about banking today

Amid a sharp liquidity deficit, Indian banks are aggressively raising deposit rates to attract household savings – a pattern last observed over a decade ago. This article investigates what the current...

  • Articles

Stability at the cost of growth? Rethinking liquidity rules in India’s banking sector

Liquidity regulation – quantity-based requirements mandating banks to maintain enough high-quality assets to meet short-term obligations during periods of stress – is a long-standing policy tool of th...

  • Articles

New banks, credit, and misallocation

In the late 1990s, India opened its banking sector to new private banks – both domestic and foreign. This article shows that this resulted in greater flow of credit – but only for big firms. Higher lo...

  • Articles

Seeking ‘greenium’

While sustainable investing is growing rapidly, it is unclear who is benefitting from this and how. Based on analysis of data on green bonds and loans, this article finds that the gainers are mainly f...

  • Articles

RBI’s costly experiments with the currency

During 2023-2024, the average annual volatility of the rupee-dollar exchange rate was 1.8% – the lowest in over two decades. In this post, Patnaik, Pandey and Sengupta explain why sudden and sharp low...

  • Perspectives

High public debt in India: 9 stylised facts

The Covid-induced surge in public debt in India was unique compared to its own history, but also bigger and driven by different factors relative to the average emerging market economy. In this post, M...

  • Perspectives

Policy Roundup: Fed rate cut, ageing South India, Cyclone Dana, crypto regulation

This post presents our monthly curation of developments in the Indian policy landscape – highlighting I4I content pertaining to the impact of US monetary policy announcements on emerging economies, fe...

  • Perspectives

Uneven resilience: Why some emerging markets better navigate US monetary policy cycles

As the US dollar and monetary policy continue to have a significant impact on global financial dynamics, some emerging markets are observed to be more resilient than others to the policy cycles. Analy...

  • Articles