20 September, 2018Understanding the recent ordinance amending the Insolvency and Bankruptcy Code
The Insolvency and Bankruptcy Code, 2016 (IBC) is a landmark reform for India. One year after the notification of the law, an Ordinance to amend IBC has been promulgated, which bars several categories...
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Rajeswari Sengupta Anjali Sharma 
23 March, 2018
- Perspectives
Amalgamation of public sector banks: The task ahead
The central government has proposed amalgamation of three public sector banks (PSBs), the first stage of which has been completed. This strategic move is touted to be the beginning of transformation o...
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K. Srinivasa Rao
- 26 November, 2018
- Perspectives
Explainer: India’s payments banks
In August 2015, the RBI issued in-principle licences to 11 entities to establish payments banks in India – a unique format of banking which has not been used anywhere else in the world. Fully based ...
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Rahul Choudhury
- 30 May, 2018
- Explainers
Going cashless but thinking cash?
In this article, Bappaditya Mukhopadhyay, Professor of Economics and Finance at the Great Lakes Institute of Management, contends that switching from a predominantly cash-based to cashless economy nee...
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Bappaditya Mukhopadhyay
- 20 November, 2016
- Perspectives
Picking up the pieces
In an earlier article , Pronab Sen, Country Director, IGC India Central, examined some of the economic consequences of the recent demonetisation of Rs. 1,000 and 500 notes in India, and concluded that...
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Pronab Sen
- 18 November, 2016
- Perspectives
Policymaking in the ‘grey zone’?
Prerna Mukharya, Founder of Outline India – a social enterprise that focuses on data collection, impact assessments and evaluation studies, predominantly working with rural populations in remote are...
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Prerna Mukharya
- 17 November, 2016
- Notes
Currency shock: Does the gain justify the strain?
On the evening of 8 November, PM Modi announced that 1,000 and 500 rupee notes will cease to be legal tender post-midnight. In this article, Parikshit Ghosh, Associate Professor of Economics at the D...
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Parikshit Ghosh
- 11 November, 2016
- Perspectives
Kisan Credit Card programme: Expanded access to credit or expansion of credit?
Kisan Credit Card programme - a key reform in agricultural lending in India - has been operational for almost 20 years now. However, there is little empirical evidence of its impact on intended benefi...
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Somdeep Chatterjee
- 03 November, 2016
- Articles
Assessing the impact of listing on access to finance for small and medium enterprises
Small and medium enterprises are globally viewed as an engine of economic growth. However, growth in this sector is often limited by access to external finance due, in part, to SMEs being informationa...
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Nidhi Aggarwal Susan Thomas
- 30 October, 2016
- IGC Research on India
Public sector banks: The more things change, the more they stay the same
Banks Board Bureau has been set up to help the government appoint heads of public sector banks (PSBs) and to advise on important issues in banking. In this article, Gurbachan Singh asks basic question...
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Gurbachan Singh
- 21 July, 2016
- Perspectives
Land and financial misallocation in India
Optimising the allocation of factors of production – land, capital and labour - improves productivity. In India, where evidence suggests land is severely misallocated to inefficient manufacturing fi...
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Gilles Duranton Ejaz Ghani Arti Grover Goswami William Kerr
- 20 July, 2016
- Articles
Access to credit and female labour supply in India
While microfinance is believed to have the potential to increase female labour force participation, short-term experimental evaluations of microfinance have not found significant economic benefits for...
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Erica Field Rohini Pande
- 30 June, 2016
- IGC Research on India
Are small and medium enterprises constrained by the inability to raise funds from the equity markets? Evidence from the creation of a new platform in
Small and medium enterprises employ 40% of India’s workforce, and account for 45% of the manufacturing output and 40% of the total exports of the country. However, productivity in the sector is very...
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Sanjay Banerji Krishna Gangopadhyay Madhav Shrihari
- 30 June, 2016
- IGC Research on India
How do disclosures affect financial choices? The case of life insurance in India
Given the importance of insurance, and the regulatory push towards improved disclosures
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Renuka Sane Ajay Shah
- 30 June, 2016
- IGC Research on India
Socially disadvantaged groups and microfinance in India
The benefits of microfinance are in the details. This column takes a look at lending by commercial banks in India to self-help groups – smaller, informal community-based groups – as a new and succ...
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Jean-Marie Baland Rohini Somanathan Lore Vandewalle
- 16 May, 2016
- Perspectives
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Financial inclusion in India: Progress and prospects
Financial inclusion is globally considered as a critical indicator of development and well-being of society. In this post, Srinivasa Rao traces the financial inclusion journey in India so far, and dis...
- K. Srinivasa Rao
- 11 July, 2018
- Perspectives
Explainer: India’s payments banks
In August 2015, the RBI issued in-principle licences to 11 entities to establish payments banks in India – a unique format of banking which has not been used anywhere else in the world. Fully based ...
- Rahul Choudhury
- 30 May, 2018
- Explainers
Corporate debt market in India: Issues and challenges
While it is true that the Indian corporate debt market has transformed itself into a much more vibrant trading field for debt instruments from the elementary market that it was about a decade ago, th...
- Vaibhav Anand Rajeswari Sengupta
- 19 May, 2014
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