03 October, 2019Approaches to regulation of cryptocurrencies
In June, Facebook announced its plan to create a global, private cryptocurrency, backed by a reserve of assets and held by a network of reputed companies. In the backdrop of changing dynamics of crypt...
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Radhika Pandey D. Priyadarshini Raghunath Seshadri 
31 October, 2019
- Perspectives
Can the microcredit model be improved?
Microcredit is frequently touted as an effective policy tool to fight global poverty. However, studies suggest that the long-term impact on recipients’ lives is limited. In this post, Mushfiq Mobara...
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Vikas Dimble Mushfiq Mobarak
- 21 August, 2019
- Articles
Lessons from the PMC Bank fiasco
In September, Reserve Bank of India (RBI) had to impose restrictions on Punjab and Maharashtra Co-operative Bank (PMCB) as the latter was found to be involved in a mega loan fraud. RBI has taken steps...
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K. Srinivasa Rao
- 06 November, 2019
- Perspectives
Note on Reserve Currencies
This project examines the likelihood that the current reserve currencies will retain their status in the near future, given the persistence in the composition of reserve holdings. However, due to pauc...
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Menzie Chinn
- 01 April, 2012
- IGC Research on India
Role of Derivatives in India's Financial Development
The annals of financial history are littered with stories of corporations and financial institutions which collapsed when a deterioration in market conditions led to massive losses in the derivatives ...
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Rangarajan K. Sundaram
- 01 April, 2012
- IGC Research on India
Household Finance in India
How does mortgage regulation influence the structure and performance of housing finance? This project answers the question by analysing administrative data on over 1.2 million loans originated by an I...
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John Campbell Tarun Ramadorai
- 31 March, 2012
- IGC Research on India
Selling Formal Insurance to the Informally Insured
Agricultural activity is inherently risky, and smoothing consumption across years or seasons is a significant challenge for agrarian households in developing countries.
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Mushfiq Mobarak Mark Rosenzweig
- 01 November, 2011
- IGC Research on India
State Ownership and Systemic Risk: Evidence from the Indian Financial Sector During 2007-09
The study analyses the performance of banks in India during 2007-09 in order to study the impact of ownership structure on bank vulnerability to a crisis.
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Viral Acharya Nirupama Kulkarni
- 01 April, 2011
- IGC Research on India
Improving Access to Finance for Entrepreneurs in Developing Countries
One of the most important issues in developing countries is how to finance small and medium enterprises (SMEs). Although microcredit and new forms of financial inclusion are increasingly prominent in ...
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Shawn Cole Leora Klapper
- 31 March, 2011
- IGC Research on India
Long Run-Effects of Repayment Flexibility in Microfinance: Evidence from India
Financiers across the world structure debt contracts to limit the risk of entrepreneurial lending. But debt structures that reduce risk may inhibit enterprise growth, especially among the poor.
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Erica Field Rohini Pande John Papp Natalia Rigol
- 01 February, 2010
- IGC Research on India
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Tweets by Ideas4IndiaMost Popular Money & Finance Posts
Financial inclusion in India: Progress and prospects
Financial inclusion is globally considered as a critical indicator of development and well-being of society. In this post, Srinivasa Rao traces the financial inclusion journey in India so far, and dis...
- K. Srinivasa Rao
- 11 July, 2018
- Perspectives
Explainer: India’s payments banks
In August 2015, the RBI issued in-principle licences to 11 entities to establish payments banks in India – a unique format of banking which has not been used anywhere else in the world. Fully based ...
- Rahul Choudhury
- 30 May, 2018
- Explainers
Corporate debt market in India: Issues and challenges
While it is true that the Indian corporate debt market has transformed itself into a much more vibrant trading field for debt instruments from the elementary market that it was about a decade ago, th...
- Vaibhav Anand Rajeswari Sengupta
- 19 May, 2014
- Articles